FIS -FINANCIAL INFORMATION SERVICES

FIS salah satu instrumen kawal selia yang ditubuhkan oleh persatuan Sewa Beli. FIS ini melibatkan rekod pembelian barangan secara sewa beli di bawah RM30,000 bertempoh antara 1-5 tahun (biasanya AEON, Syarikat Kredit, Court dll) untuk memudahkan pemantauan dan menjaga kepentingan pihak pemberi pinjman sewa beli



"FIS keeps records of motor vehicles, goods and equipments that are under finance by the subscribers. Such records are stored in FIS system for easy retrieval by the subscribers. FIS has about 4 million records on motor vehicles, goods or equipments under ownership claim by our subscribers. The main purpose is to prevent double financing."

Rentak & perjalanan pengurusan mirip CTOS , tetapi lebih bertimbang rasa...Walaubagaimanapun sekiranya barangan dijual secara kredit ini gagal dijelaskan mengikut tempoh dan barangan gagal dipulangkan /ditarik..nama anda turut di BLACKLISTED Kesan jangka panjang sama seperti tunggakan Kredit Kad. Ia mempengaruhi Skor pinjaman di masa hadapan melalui kaedah SCORING yang kebiasaannya ditetapkan oleh pihak bank


BAGAIMANA NAK SELESAIKAN ?

Ikuti prosedur ini

Submission of Ownership Claim Registration through Form A

Form A is submitted to register the subscribers' interest in motor vehicles, goods or equipments which are subjects of hire purchase and leasing agreement. It should be submitted promptly to avoid double financing of hire purchase or leasing agreements.

Submission of Discharge of Ownership Claim Registration through Form B

Form B is submitted in the event of a discharge of an agreement, which has been previously registered through Form A.

Submission of Form G for the registration of a guarantor

Form G is submitted to register, change or discharge a guarantor's information of an existing hire-purchase or leasing agreement. This form can be submitted with Form A.

Di mana nak pergi bila anda diisyhtiharkan BLCKLIST FIS ?

Tel no.ni : AHPCM at 03-76606801 or 03-76606805

atau terus ke http://www.ahpcm.com.my/


Association of Hire Purchase Companies Malaysia
Unit 605, Blok C, Phileo Damansara 1,
No 9, Jalan 16/11, Off Jalan Damansara,
46350 Petaling Jaya, Selangor